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So I’m a big credit card user. Ninety-five percent of all my transactions are paid using a credit card, which helps me keep track of my expenses and accrue cashback rebates. It’s not surprising that I’m also a sucker for these novelty credit cards. In high school I used the Discover2Go card, which was a […]

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Chevy Chase Bank was my first. I was still in high school at the time, looking forward to college. I needed to take my first step in financial independence and I knew Chevy Chase Bank was the dominant bank on campus. It was also pretty convenient that Chevy Chase opened a branch office that operated […]

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Today, HSBC Direct announced that it had dropped its rates on its online savings account from 5.05% to 4.50%. It’s a big move, considering that ING Direct had recently reduced its rates from just 4.50% to 4.30% when the Federal Reserve announced its cuts last week. With such a big reduction, I’m not sure if […]

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It’s tax season. Waiting for your 1099-INT from HSBC Direct? If you’ve set up to receive your statements electronically-only, you probably already have it, although you may not know it. HSBC Direct sends out your 1099-INT with your January statement. The problem is, if you chose not to receive statements by mail, HSBC never really […]

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